Side by side
Both columns come from the same cost model, so every row is a like for like comparison.
| Measure | Bernese Mountain Dog | Poodle |
|---|---|---|
| Lifetime cost | $37,669 | $53,397 |
| First year | $7,489 | $7,295 |
| Monthly average | $311 | $318 |
| Puppy price | $1,800 to $4,000 | $1,500 to $3,500 |
| Routine care, yearly | $3,215 | $3,421 |
| Documented conditions | 12 | 26 |
| Median lifespan | 10.1 yrs | 14 yrs |
| Adult weight | 70 to 115 lb | 45 to 70 lb |
| Daily food | 4.9 cups | 3.4 cups |
| Grooming, yearly | $470 | $965 |
| Risk profile | High, mid life | Moderate |
| Biggest single risk | Skin disease | Skin disease |
Health risks compared
What tends to go wrong in each breed, how often, and what it costs to treat.
| Condition | Measured result | Treatment cost |
|---|---|---|
| Skin disease | 36%1-yr clinical | $252–$679 |
| Digestive disease | 30%1-yr clinical | $354–$954 |
| Elbow dysplasia | 27%screened dogs | $3,000–$5,000 |
| Hip dysplasia | 16%screened dogs | $3,500–$7,000 |
| Musculoskeletal disease | 15%1-yr clinical | $281–$756 |
| Periodontal disease | 13%1-yr clinical | $246–$663 |
| Degenerative myelopathy | 11%screened dogs | not priced |
| Ear infection | 7%1-yr clinical | $100–$270 |
| Anal sac impaction | 7%1-yr clinical | $84–$226 |
| Autoimmune thyroiditis | 2%screened dogs | $169–$455 |
| Patellar luxation | 0%screened dogs | $1,000–$5,000 |
| Congenital heart disease | 0%screened dogs | $534–$1,438 |
| Cancer | n/a | $3,415–$9,194 |
| Hip and elbow dysplasia | n/a | $2,291–$6,169 |
| Bloat | n/a | $3,709–$9,986 |
| Condition | Measured result | Treatment cost |
|---|---|---|
| Skin disease | 36%1-yr clinical | $252–$679 |
| Digestive disease | 30%1-yr clinical | $354–$954 |
| Dental calculus (US) | 18%lifetime, owner | not priced |
| Musculoskeletal disease | 15%1-yr clinical | $281–$756 |
| Ear Infection (US) | 12%lifetime, owner | not priced |
| Extracted teeth (US) | 11%lifetime, owner | not priced |
| Dog bite (US) | 8%lifetime, owner | not priced |
| Sebaceous cysts (US) | 8%lifetime, owner | not priced |
| Giardia (US) | 8%lifetime, owner | not priced |
| Cataracts (US) | 7%lifetime, owner | not priced |
| Ear infection | 7%1-yr clinical | $100–$270 |
| Anal sac impaction | 7%1-yr clinical | $84–$226 |
| Murmur (US) | 6%lifetime, owner | not priced |
| Chocolate (US) | 6%lifetime, owner | not priced |
| Skin (cutaneous) cyst | 5%owner survey | not priced |
| Conjunctivitis (US) | 5%lifetime, owner | not priced |
| Elbow dysplasia | 3%screened dogs | $3,000–$5,000 |
| Patellar luxation | 3%screened dogs | $1,000–$5,000 |
| Lipoma | 2%owner survey | not priced |
| Otitis externa | 2%owner survey | $100–$270 |
| Addison's disease (primary hypoadrenocorticism) | 2%owner survey | $1,420–$3,822 |
| Conjunctivitis | 2%owner survey | $224–$604 |
| Unspecified tumor/cancer | 2%owner survey | $3,415–$9,194 |
| Autoimmune thyroiditis | 2%screened dogs | $169–$455 |
| Ear mite infestation | 2%owner survey | not priced |
| Entropion | 2%owner survey | $449–$1,209 |
| Degenerative myelopathy | 0%screened dogs | not priced |
| Congenital heart disease | 0%screened dogs | $534–$1,438 |
| Dental disease | n/a | $246–$663 |
| Hip dysplasia | n/a | $3,500–$7,000 |
| Addison's disease | n/a | $1,420–$3,822 |
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Both breeds carry surgical risk, and premiums are priced by breed
Expected vet costs are $0 for the Bernese Mountain Dog and $0 for the Poodle. Every policy excludes anything already diagnosed, so this is worth sorting out before you pick either dog.
Common questions
Is a Bernese Mountain Dog or a Poodle more expensive?
The Bernese Mountain Dog is cheaper by about $15,728 over a lifetime. Bernese Mountain Dog: $37,669. Poodle: $53,397. Health costs are not inside either figure. They are documented separately below, in the units each study used.
Which lives longer, a Bernese Mountain Dog or a Poodle?
The Poodle has the longer typical lifespan. Bernese Mountain Dog: 10.1 years. Poodle: 14 years.
Which is healthier, a Bernese Mountain Dog or a Poodle?
Both figures below are what it costs to own the dog, not what it costs if something goes wrong. The Bernese Mountain Dog's biggest single risk is skin disease, seen in 36% of the breed. For the Poodle it is skin disease, at 36%.
How we calculated this
Both breeds run through one model, so the comparison is like for like. Full method.

