Side by side
Both columns come from the same cost model, so every row is a like for like comparison.
| Measure | German Shepherd | Shih Tzu |
|---|---|---|
| Lifetime cost | $39,988 | $38,107 |
| First year | $6,969 | $5,775 |
| Monthly average | $295 | $248 |
| Puppy price | $1,500 to $3,500 | $1,000 to $2,500 |
| Routine care, yearly | $3,095 | $2,651 |
| Documented conditions | 31 | 28 |
| Median lifespan | 11.3 yrs | 12.8 yrs |
| Adult weight | 65 to 90 lb | 9 to 16 lb |
| Daily food | 4.3 cups | 1.1 cups |
| Grooming, yearly | $470 | $668 |
| Risk profile | High, mid life | Moderate |
| Biggest single risk | Diarrhea | Periodontal disease |
Health risks compared
What tends to go wrong in each breed, how often, and what it costs to treat.
| Condition | Measured result | Treatment cost |
|---|---|---|
| Diarrhea | 5%1-yr clinical | $354–$954 |
| Osteoarthritis | 6%1-yr clinical | $281–$756 |
| Overweight/obesity | 5%1-yr clinical | $168–$452 |
| Skin disease | 36%1-yr clinical | $252–$679 |
| Digestive disease | 30%1-yr clinical | $354–$954 |
| Elbow dysplasia | 19%screened dogs | $3,000–$5,000 |
| Musculoskeletal disorder | 15%1-yr clinical | not priced |
| Musculoskeletal disease | 15%1-yr clinical | $281–$756 |
| Cutaneous disorder | 14%1-yr clinical | not priced |
| Periodontal disease | 13%1-yr clinical | $246–$663 |
| Aural disorder | 11%1-yr clinical | not priced |
| Seasonal allergies (US) | 10%lifetime, owner | not priced |
| Gastroenteropathy | 10%1-yr clinical | not priced |
| Ear infection (US) | 9%lifetime, owner | not priced |
| Giardia (US) | 9%lifetime, owner | not priced |
| Dog bite (US) | 8%lifetime, owner | not priced |
| Hip dysplasia (US) | 8%lifetime, owner | not priced |
| Ear infection | 7%1-yr clinical | $100–$270 |
| Anal sac impaction | 7%1-yr clinical | $84–$226 |
| Osteoarthritis (US) | 7%lifetime, owner | not priced |
| Fractured teeth (US) | 6%lifetime, owner | not priced |
| Behavioral disorder | 6%1-yr clinical | not priced |
| Pruritis (US) | 6%lifetime, owner | not priced |
| Sebaceous cysts (US) | 5%lifetime, owner | not priced |
| Torn or broken toenail (US) | 5%lifetime, owner | not priced |
| Skin (cutaneous) cyst | 5%owner survey | not priced |
| Aggression | 5%1-yr clinical | not priced |
| Arthritis | 3%owner survey | $281–$756 |
| Hypersensitivity (allergic) skin disorder | 3%owner survey | $629–$1,694 |
| Autoimmune thyroiditis | 3%screened dogs | $169–$455 |
| Lipoma | 3%owner survey | not priced |
| Chronic Itching | 2%owner survey | $629–$1,694 |
| Otitis externa | 2%owner survey | $100–$270 |
| Umbilical hernia | 2%owner survey | $621–$1,671 |
| Patellar luxation | 1%screened dogs | $1,000–$5,000 |
| Gastric dilatation volvulus | n/a | $3,709–$9,986 |
| Hip dysplasia | n/a | $3,500–$7,000 |
| Degenerative myelopathy | n/a | not priced |
| Condition | Measured result | Treatment cost |
|---|---|---|
| Periodontal disease | 10%1-yr clinical | $246–$663 |
| Anal sac impaction | 7%1-yr clinical | $84–$226 |
| Skin disease | 36%1-yr clinical | $252–$679 |
| Digestive disease | 30%1-yr clinical | $354–$954 |
| Extracted teeth (US) | 27%lifetime, owner | not priced |
| Hip dysplasia | 22%screened dogs | $1,200–$3,500 |
| Dental calculus (US) | 18%lifetime, owner | not priced |
| Cutaneous disorder | 17%1-yr clinical | not priced |
| Keratoconjunctivitis sicca (KCS) (US) | 16%lifetime, owner | not priced |
| Musculoskeletal disease | 15%1-yr clinical | $281–$756 |
| Cataracts (US) | 14%lifetime, owner | not priced |
| Dental disorder | 13%1-yr clinical | not priced |
| Ear Infection (US) | 13%lifetime, owner | not priced |
| Seasonal allergies (US) | 12%lifetime, owner | not priced |
| Corneal ulcer (US) | 12%lifetime, owner | not priced |
| Umbilical hernia | 12%owner survey | $621–$1,671 |
| Murmur (US) | 12%lifetime, owner | not priced |
| Ophthalmological disorder | 12%1-yr clinical | not priced |
| Elbow dysplasia | 11%screened dogs | $3,000–$5,000 |
| Pruritis (US) | 10%lifetime, owner | not priced |
| Underbite (US) | 8%lifetime, owner | not priced |
| Ear disease | 6%1-yr clinical | $100–$270 |
| Skin (cutaneous) cyst | 5%owner survey | not priced |
| Anal gland/sac impaction/blockage | 3%owner survey | $84–$226 |
| Hypersensitivity (allergic) skin disorder | 3%owner survey | $629–$1,694 |
| Lipoma | 2%owner survey | not priced |
| Patellar luxation | 2%screened dogs | $1,000–$5,000 |
| Chronic Itching | 2%owner survey | $629–$1,694 |
| Unspecified Eye | 2%owner survey | $224–$604 |
| Intervertebral disc disorder | 2%owner survey | $3,776–$10,168 |
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Both breeds carry surgical risk, and premiums are priced by breed
Expected vet costs are $735 for the German Shepherd and $590 for the Shih Tzu. Every policy excludes anything already diagnosed, so this is worth sorting out before you pick either dog.
Common questions
Is a German Shepherd or a Shih Tzu more expensive?
The Shih Tzu is cheaper by about $1,881 over a lifetime. German Shepherd: $39,988. Shih Tzu: $38,107. Health costs are not inside either figure. They are documented separately below, in the units each study used.
Which lives longer, a German Shepherd or a Shih Tzu?
The Shih Tzu has the longer typical lifespan. German Shepherd: 11.3 years. Shih Tzu: 12.8 years.
Which is healthier, a German Shepherd or a Shih Tzu?
Both figures below are what it costs to own the dog, not what it costs if something goes wrong. The German Shepherd's biggest single risk is diarrhea, seen in 5% of the breed. For the Shih Tzu it is periodontal disease, at 10%.
How we calculated this
Both breeds run through one model, so the comparison is like for like. Full method.